06 January 2026
Rising Costs – Links, Info & how we can help
At Merthyr Tydfil Borough Credit Union, we understand that from time to time we all need some help and support. So, we’ve put together a list of links and information to help and you can also join us to save and borrow with us.
Claim What's Yours – Welsh Government Campaign
The Welsh Government is doing everything it can to put money back into people’s pockets. There is support available to you that could help you with some of your living costs:
https://www.gov.wales/claim-whats-yours-campaign
How to Find Lost Child Trust Funds for Free
If you’re over 18 and looking to access the money in your Child Trust Fund (CTF), there’s no need to pay to trace it if you don’t know the details. Use the free tools in this blog to find your CTF www.moneyhelper.org.uk/en/blog/young-people/how-to-find-lost-child-trust-funds
St David’s Baby Bank – St David’s Church Hall, Merthyr Tydfil
The baby bank is like a Foodbank, but for baby essentials. Volunteers collect new and pre-loved items for newborn to 3-year-olds and give them to families who are in urgent need of help.
Contact then by phone on 07751 029047 or email: stdavidsbabybank@gmail.com
Opening times
Monday 2pm - 4pm
Tuesday 10.15am - 12 noon.
Wednesday 1.15am - 12 noon the door at the end of the car park is open.
Helping Homes in Fuel Crisis
Fuel Bank Foundation is the only UK charity to focus on the challenges of people living in fuel crisis. Their work provides emergency financial support to those in need of heat and light.
www.fuelbankfoundation.org/3-things-that-make-a-difference
Carers Support Fund
Unpaid Carers can now apply for grants for essential items. These grants are available to support those facing financial hardship, find out more about the Carers Support Fund for our
Merthyr Tydfil www.merthyr.gov.uk/resident/social-services-and-well-being/adult-social-care/carers/carer-support-groups-and-organisations
Blaenau Gwent & Caerphilly https://www.newcis.org.uk/btg-gwent
Rhondda Cynon Taf https://carct.org.uk/our-projects/connecting-carers-project
Free Advice Available
If you are struggling with money, there are free services that can help:MoneyHelper www.moneyhelper.org.uk – Advice on budgeting and debt.
Citizens Advice www.citizensadvice.org.uk – Help with money worries.
StepChange Debt Charity www.stepchange.org – Free debt advice
You can also join Us today to save, borrow or both!
Merthyr Tydfil Borough Credit Union is here to help. Membership includes Life Insurance and Loan Protection. Apply on our App on the website or pick up a paper application at 139 High Street, Merthyr Tydfil or
